Text AI

2-Way Texting That Cures

AI-powered text agents that engage borrowers in natural conversations, negotiate payment plans, and drive resolutions - all while maintaining policy compliance.

Our Text Agents

AI agents that handle high-volume text conversations with nuance and policy compliance.

TCPA-compliant outbound campaigns

Proactively reach borrowers with personalized payment reminders at optimal send times. Settlement offers, hardship programs, and due date alerts - all with verified consent and timing compliance.

Outbound Compliance CheckChecking...
Contact timing restrictions
7/7/7 rule
Account active
Attorney represented
Cease and desist
Dispute status
Incarcerated
Deceased
Refusal to pay
Military status
Serial litigant
Debt settlement company
Account canceled
On payment plan
Right party contact
Pre-text verification0/15 passed

From Training to Production

Three steps to deploy a compliant, continuously-improving text agent tailored to your messaging workflows.

Discover & train

Upload historical text conversations and message templates so your agent learns your tone, compliance requirements, and resolution strategies.

Message Templates
0/6

Templates configured

Payment reminder
Plan options
Confirmation
Follow-up
Hardship inquiry
Settlement offer
Trained
EngageNegotiateResolve

Validate safety & compliance

Review your agent's message accuracy with Krew's safety team, ensuring policy compliance and proper disclosure in every text.

Compliance
Reviewed

0.50%

Error rate

TCPA opt-in verified
Disclosure included
Time window check

"Hi [Name], this is a reminder about your account. Reply STOP to opt out"

Opt-out included

Launch & improve

Deploy your text agent to handle conversations at scale, measure response rates via A/B tests, and continuously refine messaging.

Agent live

Response Rate A/B Test

A

B

+18% Response Rate

Continuous optimization
Tone testingTiming analysisTemplate refresh

Audit complete

All checks passed

Policy Compliance is in Our DNA

Komply is our proprietary policy compliance stack - a frontier safety engine purpose-built for U.S. credit servicing. It's designed around requirements and best practices aligned to GLBA, TILA, TCPA, FDCPA, and RFDCPA.

TCPAFDCPAGLBA

“We saw an immediate uplift when we deployed Daniel, and have been rapidly rolling him out across all our portfolios. 1/3 of our receivables are now driven by Daniel.”

Ashley Bieniek - CEO, Clear Recovery Solutions