Compliant Emails at Scale

AI-powered email campaigns that generate personalized validation notices, settlement offers, and follow-ups - with built-in FDCPA compliance and mini-miranda requirements.

Our Email Agents

AI-generated emails with built-in FDCPA compliance for first-party creditors and third-party agencies.

First-party branded communications

Delinquency management emails with your branding, personalized payment options, and pre-charge-off intervention campaigns. Settlement offers, hardship programs, and payment confirmations - all compliant and on-brand.

ABC Bank • Payment Reminder

Dear John,

Your payment of $450.00 is due on Dec 28.

Settlement Available: Pay $380 today

Save $70 with early payment

Hardship programs available

On-brand • Pre-charge-off

From Training to Production

Three steps to deploy compliant, personalized email campaigns that drive engagement and accelerate resolutions.

Discover & train

Upload your letter templates, validation notices, and email sequences so your agent learns your compliance requirements and communication style.

Email Templates

0/6

Templates configured

Initial validation notice

Payment reminder

Settlement offer

Hardship application

30-day follow-up

Payment confirmation

Configured

1P Letters3P LettersEmails

Validate safety & compliance

Review every template with Krew's safety team, ensuring FDCPA compliance, proper disclosures, and mini-miranda requirements for third-party agencies.

Compliance

Reviewed

0.50%

Error rate

FDCPA disclosure

Mini-miranda (3P)

Validation notice

Opt-out link

"This is an attempt to collect a debt... [Mini-Miranda]"

Required disclosure present

Launch & improve

Deploy personalized email campaigns at scale, measure open rates and response via A/B tests, and continuously optimize deliverability.

Campaigns live

Open Rate A/B Test

+24% Open Rate

Continuous optimization

Subject linesSend timingDeliverability

Audit complete

All checks passed

Policy Compliance is in Our DNA

Komply is our proprietary policy compliance stack - a frontier safety engine purpose-built for U.S. credit servicing. It's designed around requirements and best practices aligned to GLBA, TILA, TCPA, FDCPA, and RFDCPA.

“We saw an immediate uplift when we deployed Daniel, and have been rapidly rolling him out across all our portfolios. 1/3 of our receivables are now driven by Daniel.”

Ashley Bieniek - CEO, Clear Recovery Solutions